India’s first insurance policy catering to a specific faith.
From this month, the Jain community has access to an exclusive insurance policy called Jain Shravak Arogyam,being organized by the Jain International Organization (JIO).
Under this scheme, all Jains can buy an individual medi-claim or a family floater policy. It is being offered by Government-owned National Insurance Company and the process is being managed by the Jain Doctors Federation.
Under this policy, all pre-existing diseases are covered from the outset. The only exception is total knee replacement, covered only after a year from the date of enrollment in the policy.
This policy covers 30 days pre-hospitalization and 60 days post-hospitalization expenses. Premium is also subsidized.
A Jain religion certificate is compulsory for each person applying for the insurance policy. The word ‘Jain’ should be mentioned in the school leaving certificate or a letter from the Jain Sangh/Sabha/Samaj/Gyati/Bhavan should validate one as a Jain to be eligible for this cover.
